The first thing you need to do is to make sure that you have a good idea of what you're getting into.

Yes, as long as the medical expenses incurred during pregnancy, you can receive reimbursement and maternity allowance, whether you are pregnant, in labor or miscarriage, you can receive maternity allowance in accordance with the normal health insurance reimbursement process.

Maternity insurance is a social insurance system in which the state and society provide medical services, maternity allowance and maternity leave to women workers who are pregnant or giving birth when their labor is temporarily interrupted by the state through legislation, and the state or society provides the necessary financial compensation and medical care to workers who give birth.

Employees enjoying maternity insurance benefits should have the following conditions:

1. The employer has paid social security for the employee for a certain period of time; the policies vary from place to place, for example, Beijing requires continuous social security payment for 9 months, Guangzhou requires accumulated social security payment for 1 year, and Shanghai requires that social security payment be made in the month of childbirth;

2. The employee has applied for the record of participation in the insurance program and has given birth in the local childbirth;

3. Other conditions required by the local Human Resources and Social Security Bureau.

Legal basis:

Law of the People's Republic of China on Population and Family Planning

Article 25

Couples who give birth to a child in compliance with laws and regulations may be granted incentives or other benefits in the form of extended maternity leave.

The State supports the establishment of parental childcare leave in places where conditions exist.

Special Provisions on Labor Protection for Female Workers and Employees

Article 7

Female workers are entitled to 98 days of maternity leave for childbirth, of which 15 days may be taken prior to the birth of the child; in the case of a difficult birth, the maternity leave shall be increased by 15 days; in the case of multiple births, the maternity leave may be increased by 15 days for each additional child. Female workers who are pregnant for less than four months and miscarry, enjoy 15 days of maternity leave; four months pregnant and miscarry, enjoy 42 days of maternity leave.