Social security work-related injury exemption

1. Social security industrial injury insurance, as long as it meets the conditions (as follows), should provide economic compensation to workers, regardless of signing a no-responsibility agreement.

(1) Being injured by an accident during working hours and in the workplace;

(two) before and after working hours, in the workplace, engaged in preparatory or finishing work related to the work and was injured by an accident;

(three) during working hours and workplaces, due to the performance of duties by violence and other accidental injuries;

(4) Suffering from occupational diseases;

(five) during the business trip, injured or missing due to work reasons;

(six) on the way to work, I was injured by a traffic accident or an urban rail transit, passenger ferry or train accident for which I was not primarily responsible;

(seven) other circumstances that should be recognized as work-related injuries as stipulated by laws and administrative regulations.

2. For the large expenditure in the future, China has not clearly defined the relationship between civil compensation and industrial injury insurance. The attitude of the current judicial interpretation (see "Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Personal Injury Compensation Cases" in 2003) can be understood as "Double Indemnity", and employees who are injured at work can get both industrial injury insurance benefits and civil tort compensation. However, due to the lack of clear provisions in laws and administrative regulations, the "double indemnity" model is still controversial, and the judgments of different courts are not consistent. Therefore, it is really hard to say whether the specific large expenses can be investigated by the employer.

No-liability agreement and industrial injury insurance are two different things. No-liability agreement means that I (the employer) will pay you compensation of 6,543,800+in one lump sum, which has nothing to do with me, so if you sign the no-liability agreement, it will be a great obstacle for you to claim compensation from the employer in the future. It is neither reasonable nor legal for the Social Security Bureau to take the no-liability agreement as the premise of insurance payment.