Beijing medical insurance must pay enough teenagers to enjoy it for life.

When an individual reaches the legal retirement age, men need to pay 25 years of medical insurance, and women need to pay 20 years of medical insurance to enjoy lifelong medical insurance benefits.

First, the provisions of Beijing medical insurance payment period

In Beijing, the payment period of medical insurance is related to the individual's retirement age and gender. For men, they need to pay 25 years of medical insurance before reaching the statutory retirement age; For women, this period is 20 years. These regulations are to ensure that individuals can continue to enjoy the protection of medical insurance after retirement.

Two, the calculation method of medical insurance payment period

The payment period of medical insurance is cumulative, that is, the years of medical insurance paid by individuals during their work will be accumulated together. It should be noted that the "cumulative" here refers to the actual payment years, not the working years. Therefore, even if an individual fails to pay medical insurance within a certain period of time, it will not affect his previous accumulated years.

Third, other factors that affect medical insurance benefits.

In addition to the payment period, there are other factors that will affect the medical insurance benefits enjoyed by individuals after retirement. For example, changes in individual payment base, payment ratio and medical insurance policy may have an impact on medical insurance benefits. Therefore, individuals need to consider these factors comprehensively when planning their own medical insurance benefits.

Fourth, how to check your medical insurance payment period?

Individuals can check their medical insurance payment period through various channels. The most common way is to inquire through the online social insurance service platform in Beijing, and you can also consult and inquire at the social security center or medical insurance center in your district. When inquiring, individuals need to provide relevant information such as ID number.

To sum up:

Beijing medical insurance needs to pay enough teenagers to enjoy it for life. For men, it takes 25 years to pay medical insurance, and for women, it takes 20 years. This provision ensures that individuals can continue to enjoy medical insurance after retirement. When individuals plan their own medical insurance benefits, they need to comprehensively consider factors such as payment period, payment base, payment ratio, and changes in medical insurance policies. At the same time, individuals can check their medical insurance payment years through various channels in order to know their medical insurance status in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Provisions of Beijing Municipality on Basic Medical Insurance

Article 27 provides that:

When the insured reaches the legal retirement age, he will pay the basic medical insurance premium for 25 years for men and 20 years for women. No longer pay the basic medical insurance premium, enjoy the basic medical insurance benefits in accordance with the regulations.