What is the social security card for?

Powerful functions of social security card:

1 can be used as an ID card.

The social security card can be used as an identity card, which is the function of its identity certificate.

Identity certificate mainly refers to the identity certificate of enjoying public employment service, employment support policy, insurance registration, payment declaration, social insurance relationship transfer, medical expense reimbursement and treatment qualification certification.

2, can be used as a bank card

At present, social security card is one card and two accounts, which are divided into medical insurance personal account and financial account.

It is equivalent to a dual-purpose card, which is both a social security card and a bank debit card. There are cash deposit and withdrawal, transfer, consumer finance and other services, which are more convenient to use. Thanks to chip technology, the security of the new social security card is also stronger. However, it is only used in China, and the credit function is not supported at present, but cross-bank cash withdrawal in the province is free.

3. Social security card is not equal to "medical insurance card"

The first thing to declare is that the social security card is not equal to the "medical insurance card".

Social security card is the first to enable medical insurance function, so many people mistakenly think that social security card is medical insurance card. In fact, medical insurance is only one of the many functions carried by social security cards, and matters related to social services in the future can be handled through social security cards.

4. You can pay for a pension.

After the social security card is loaded with financial functions, the human and social departments actively promote its application in social insurance premium payment, benefits collection and other business links, and gradually involve various businesses of individual payment and payment, including social insurance premium payment, pension, unemployment insurance benefits and other benefits, as well as medical expenses payment after immediate settlement.

5. Can handle overseas business.

In addition to the basic functions of medical treatment, social security cards can also be used to go abroad. According to the introduction of relevant departments, government applications will also be included, involving human society, civil affairs, public security, health, provident fund and other applications, including employment, social insurance business, entry and exit applications and appointments.

6. You can apply for various insurance benefits.

At present, relevant institutions directly transfer various social insurance benefits such as pension, unemployment insurance, maternity allowance and work-related injury pension to the fund account of social security card financial zone, and the insured can withdraw money, transfer money or make direct shopping consumption at the corresponding bank outlets!

7, can handle all kinds of human resources business.

A small social security card can play a great role in your career. Job registration, employment registration, unemployment registration, application for labor ability appraisal, application for qualification appraisal, and participation in vocational training programs subsidized by government funds must not be ignored.

8. You can inquire about provident fund and mortgage repayment.

With the social security card, you can inquire about the personal insurance payment information and the balance of the medical insurance account on the self-service terminal of the corresponding bank outlet, and you can also inquire about the cardholder's personal rights record and personal housing provident fund on the website by entering the card number.

9. You can buy medicine at a fixed point and swipe your card.

Everyone may have been seriously ill and went to the hospital before thinking of using the social security card. In fact, it is only a small part of the function. Social security cards are not only used for serious illnesses and operations, but also for minor illnesses such as colds, fever, excessive internal heat and stomachache. You can use the social security card to buy prescription drugs and over-the-counter drugs in designated pharmacies that can use the social security card.

10, you can use Alipay to pay medical expenses online by swiping the social security card.

This function is easily overlooked by many people. Just open the Alipay app interface, click on City Service-Electronic Social Security Card-Add Social Security Card, then open the smart hospital, register, make an appointment to get the number, and pay the fee ... all these are easy to achieve.

1 1. Pay by credit card.

Do you have a headache? Every time you change companies, you have to apply for a new salary card. The thought of having six or seven cards in your hand makes you drunk. Now some enterprises are very smart, and directly transfer their wages to the financial account of social security card, which saves the trouble of multiple cards.

12, contracted community clinic

In some cities, based on the principle of convenience nearby, cardholders "sign contracts" with community health service centers, and after signing contracts, they can enjoy the overall treatment of medical insurance clinics.

13, medical treatment and expense settlement

At present, with this social security card, you can register, seek medical treatment and settle expenses in some hospitals in some cities. It is predicted that in the future, patients can register, see a doctor and settle expenses in all medical institutions with social security cards after commissioning and online operation in many medical institutions across the country.

The application of 14 and 102 can be realized in the future.

According to the plan, the future social security card will be able to realize 102 applications. People can use the social security card to realize electronic certificate, information recording, self-service inquiry, medical settlement, payment and treatment collection, financial payment and so on.

Why social security should be paid on time;

1. Only by paying social security on time can you get a pension.

Pension insurance must be paid for 15 years before you can enjoy life after retirement. But the most uneconomical thing is not enough. What I want to explain here is that both pension and medical care can be accumulated, and they can be renewed if they are broken.

2. if it is broken, it will be less.

Endowment insurance is based on the principle of "pay more and get more". Because the time of social security interruption is not included in the length of service, the longer the interruption time, the less the payment amount, and the less the pension will eventually be received.

Since social security is so important, what should I do once social security is broken?

What if social security is broken?

1, paid by the company

Employees who sign labor contracts with employers have labor relations with employers and pay social insurance through them.

2. Go to the local tax department.

Individuals who do not have a work unit can go through the social security registration formalities as flexible employees at the local tax department where the household registration is located.

In addition, you should also pay attention to the following two situations:

1, just pay enough years.

The years of pension and medical insurance can be accumulated. If there is an interruption, you can pay enough years. If the retirement age is not enough, Beijing hukou can apply for deferred payment, and foreign hukou can only apply for deferred payment if the payment has reached 10 years. If it is less than 10 years, it can only be transferred back to the place where the account is located for renewal.

Just hand it in again.

Social security is broken, and social security benefits will be stopped from next month. Re-payment can still be reimbursed. In case the payment is broken, the social security card will have a recovery period of 2 to 3 months, during which it can only be reimbursed manually, but not automatically.