Is it better to buy insurance, commercial insurance or national insurance?

Hello! National insurance, that is, social security, social security and commercial insurance are different types of insurance, and there is no difference between good and bad. I suggest that you focus on improving social security and then supplement the corresponding commercial insurance. Social security is a system that the state provides economic security to all citizens or workers when they temporarily or permanently lose their ability to work, lose their source of livelihood or interrupt their income due to social specific risks such as old age, illness, childbirth, disability, unemployment and death. However, it has all-encompassing characteristics and cannot provide perfect protection for the insured, so it needs commercial insurance as a supplement. It is reported that commercial insurance includes not only social security, but also accident insurance, travel insurance, hospitalization allowance, operation allowance, serious illness allowance, early payment of serious illness, various dividend life insurance, endowment insurance, education insurance, universal investment-linked insurance, etc., which can help you better avoid various risks in your life. Therefore, for individuals, the best security scheme is to improve social security first, and then choose appropriate commercial insurance as a supplement according to their actual specific security needs.