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The process of withholding social security from the personal bank card of individual industrial and commercial households

Legal subjectivity:

1. If one party is employed locally or belongs to a local individual industrial and commercial household without employees, it can apply for social security locally and get a social security card; 2. When handling this item, submit ID card, household registration book, education certificate, labor contract (business license of individual industrial and commercial households), residence permit and other documents and materials for inspection; 3 employees insured, handled by the employer. If you are an individual industrial and commercial household, you can go to the social security department where the business premises are located with the above-mentioned documents and materials, and then get a social security card at any branch of the designated bank. First, the Social Insurance Law of People's Republic of China (PRC) stipulates: Article 10 Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. Second, social insurance: 1, refers to the non-profit social security system with income redistribution function, which is a system in which most members of society are forced to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security; 2. It is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons; 3. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund; 4. Under certain conditions, the insured can get fixed income or loss compensation from the fund, which is a redistribution system; The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Legal objectivity:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.