I am an individual industrial and commercial household with no employees. Pay social security losses yourself?

There are certain risks in individual industrial and commercial households paying pensions. Individual industrial and commercial households only participate in endowment insurance for flexible employees (except for urban and rural residents' endowment insurance), and the contribution rate of endowment insurance for flexible employees is 20%, of which 8% is included in personal accounts, and 12% is included in overall planning.

Workers should go to the social security agency's individual payment window to collect and fill in the "Declaration Form for Individual Payment of Social Insurance in a City" and the "Contract for Entrusting Banks to Collect Social Insurance Fees", as follows.

First, the scope of personal social security insurance: basic old-age insurance and basic medical insurance.

Second, the payment ratio:

Basic endowment insurance+local supplementary endowment insurance 19%,

Basic medical insurance+local supplementary medical care 8.5%

Three, personal social security insurance information to be provided

(a) to fill in the "social insurance individual payment declaration form" and "commissioned by the bank to collect social insurance premiums contract";

(two) a copy of my identity card and residence booklet (the original inspection);

(III) For those who are insured for the first time, if they are recruited or transferred to deep households, provide a copy of the transfer form (or recruitment form) (original inspection), and if they are registered, provide proof of the endowment insurance participation issued by the social security agency in the place where they moved in;

(4) Copy of account name and account page of savings bank passbook opened by me in one of CCB, BOC, ABC and ICBC (original inspection);

(five) the existing "so-and-so city labor security card" or "so-and-so city employee social insurance card" personnel, when handling individual insurance payment, should check the "Shenzhen labor security card" or "Shenzhen employee social insurance card"; To bid for the "XXX Labor Security Card", you need to provide the digital photo receipt of the second-generation ID card network photo library approved by the municipal public security organ.

IV. Insurance Procedures

(a) to the social security agencies to collect and fill in the personal payment window "social insurance personal payment declaration form" and "commissioned by the bank to collect social insurance premium contract";

(2) The Contract for Entrusting a Bank to Collect Social Insurance Fees stamped with the official seal of the bank;

(3) With the information required for insurance, the social insurance individual payment declaration form of a city and the social insurance premium collection contract of the entrusted bank, go through the insurance formalities at the individual payment window of the social security agency in the district where the household registration is located;

(4) If it is necessary to apply for the "XXX Labor Security Card", it must be done in person, and a copy of the ID card (the original inspection) and a digital photo receipt of the second-generation ID card network photo library recognized by the municipal public security organ are provided.

Verb (abbreviation for verb) Other preventive measures

The insured shall pay enough social security fees in the bank collection account before 2 1 every month to prevent the collection from failing. If it is unsuccessful for three consecutive months, the social security agency will stop the insurance, and if it re-participates, it must re-declare.