The difference between unit retirement and individual retirement

The difference between unit retirement and individual retirement is as follows:

1, women have different age requirements for retirement, that is, the retirement age of female employees in the unit is 50 years old and that of female managers is 55 years old, while those who retire themselves are flexible employees, and their female retirement age is 55 years old;

2. The specific ways to handle retirement are different. Generally, the company handles retirement mainly with the help of colleagues in the human resources department of the employer, and the employees are only responsible for submitting personal information; Individuals should not only prepare their own information, but also apply to the social security department in person;

3. The location of the application is different. Unit employees apply for retirement, generally in the service hall of county-level social security bureau, and the information is directly accepted by the retirement examination and approval department; Individuals generally retire in the streets under the county-level social security bureau where they are insured or registered, or in township social security stations, social security service centers and other places;

4. The requirements of application materials are different. Units for retirement, especially state-owned enterprises, institutions and retirees for retirement, need to submit personal files; However, when employees with flexible employment apply for retirement, they do not need to submit their personal files, except for those who have been identified as the payment period and those who have engaged in special work.

5. Personal files belong to different units, and enterprise retirement files are in the unit; Personal retirement has no unit to trust personal files, and personal files will be in the talent exchange and development center where the household registration is located.

Legal basis: Article 73 of the Labor Law of People's Republic of China (PRC).

Workers shall enjoy social insurance benefits according to law under the following circumstances:

(1) Retirement;

(2) Being sick or injured;

(3) Being disabled at work or suffering from occupational diseases;

(4) unemployment;

(5) bearing.

After the death of an employee, his survivors shall enjoy the survivors' allowance according to law.

The conditions and standards for workers to enjoy social insurance benefits shall be stipulated by laws and regulations.

Social insurance premiums enjoyed by workers must be paid in full and on time.