How to pay for online medical insurance

Medical insurance can be paid by mobile phone in the following ways:

1. Pay through Alipay, log in to Alipay APP, enter the city service, and choose social security service. If the city has opened the payment function on Alipay, you can use Alipay to pay for medical insurance;

2. Pay through mobile phone WeChat, open mobile phone WeChat, click Pay, select city service in life service, click Social Security, select tax social security payment, and select' I want to handle it'.

3. Pay through mobile banking, log in to mobile banking, enter the living area, find social security, select medical insurance under the social security column, select the payment area according to the page prompts, enter the personal ID number and related information, and enter the payment procedure to pay. If employees were previously insured by social security, they need to go to the social security department and change to residents' medical insurance before they can pay on their mobile phones.

Overall payment is to use the funds in the overall account to pay the relevant medical expenses of the insured. Account payment, that is, using the insured's medical insurance card to swipe the card at the pharmacy or clinic. The overall management of medical insurance consists of individual accounts and overall accounts.

The scope of medical insurance reimbursement includes:

1, medical expenses during rescue

2. Medical expenses during hospitalization

3, surgical materials and AIDS

4. Bed fee: according to local medical insurance standards. Except for those who need to stay in ICU (intensive care unit) because of acute craniocerebral injury and complex visceral injury coma, they should be transferred to the general ward immediately after they are out of danger.

5. Rehabilitation physiotherapy fee: according to local medical insurance standards. In principle, there are no more than three kinds, and rehabilitation physiotherapy outside the scope of medical insurance will not be compensated.

6, dressing change and rehabilitation function guidance training: according to the local medical insurance standards combined with the needs of the disease.

7. Ambulance fee: calculated according to the standard approved by local health department and price department.

8. Other expenses: expenses that are not compensated according to regulations will not be compensated.

9. Continuing medical expenses: In order to close the case in advance, the insured can pay the necessary continuing medical expenses for the injured in the future in advance. Only when the discharge certificate or diagnosis certificate clearly indicates that the competent doctor needs to continue treatment, or the internal fixator is removed after half a year or one year, or the follow-up treatment expenses are reviewed or recorded regularly, and the compensation payment voucher provided by the insurance record for the follow-up expenses can be reviewed. According to the needs of the disease, obviously beyond the needs of the disease, the audit fee for continuing medical treatment will not be compensated.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, the elderly and minors over the age of six or eight in low-income families, etc. , subsidized by the government.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.