Can the old-age insurance be refunded?

First, can the old-age insurance be taken out?

The answer to this question is yes.

According to China's relevant laws and regulations, employees who have paid pension insurance for 15 years and reached the legal retirement age can receive basic pension and personal account pension. In addition, there are laws that stipulate that you can receive pension insurance benefits in advance under special circumstances, such as serious illness or early retirement due to force majeure.

Second, how to collect the pension insurance?

1. Get it from the social security department: According to the relevant laws and regulations, you can bring your ID card and other necessary supporting materials to the social security department of your city to go through the collection procedures.

2. Bank card collection: If you have already applied for a personal bank account, you can also receive old-age insurance at the bank counter or ATM. Generally speaking, you need to go to the social security department to bind the bank card with the social security card before you can get it.

It is worth noting that no matter which way to receive pension insurance, consumers need to provide relevant certification materials, fill in the corresponding forms and sign relevant materials to ensure that receiving pensions conforms to laws and regulations. At the same time, the procedures and processes for receiving old-age insurance in different regions and under different circumstances may be different, and it is necessary to understand them clearly before handling them.

3. When can I get the old-age insurance?

Endowment insurance is jointly paid by individuals and units. After retirement or meeting certain conditions, you can receive relevant old-age insurance. According to the relevant laws and regulations of our country, the specific time to receive pension insurance is as follows:

1. Reach the legal retirement age: men reach 60 years old and women reach 55 years old, so they can get old-age insurance.

2. Time to pay the old-age insurance: You need to pay the old-age insurance 15 years continuously before you can receive the old-age insurance.

3. Unemployment: If you are re-employed, you may not be able to continue to receive old-age insurance.