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How to use maternity insurance in five insurances and one gold?

The purposes of maternity insurance are as follows:

1, you can use maternity insurance to apply for reimbursement at the designated maternity insurance agency. Reimbursement is not only for childbirth, but also for some tests.

2, female workers in pregnancy, childbirth, puerperium due to maternity medical expenses, can use the quota standard in the maternity insurance fund for compensation. Premature delivery, natural delivery and midwifery for more than 7 months of pregnancy will be given a fixed subsidy of 2,000 yuan per child. If dystocia occurs during childbirth and cesarean section is performed, the subsidy for each child is 3500 yuan. Male workers who meet the conditions of maternity insurance benefits, if their spouses give birth to their first child and their spouses do not participate in maternity insurance, will be given a one-time medical subsidy by the maternity insurance fund, and the subsidy standard is 50% of the quota standard.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11

The basic old-age insurance combines social pooling with individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.