What do you mean by six insurances and one gold?

Six insurances: endowment insurance, medical insurance, unemployment insurance, accidental injury insurance, industrial injury insurance and maternity insurance.

One gold: housing accumulation fund. "Six insurances and one gold" is based on the "five insurances and one gold", which adds six insurances of accident insurance: endowment insurance, medical insurance, unemployment insurance, accidental injury insurance, industrial injury insurance and maternity insurance. Some units are two funds, in addition to the provident fund, but also increased the enterprise annuity.

What are the benefits of paying social security?

1, about endowment insurance

Many people say that they pay more pensions and actually get less when they retire. In fact, when calculating the pension, they neglected one thing: the pension is ultimately based on the social salary of the year I retired.

2. About medical insurance

If the medical insurance is paid at the lowest rate, the money returned to the medical insurance card every month is probably 80 yuan, which is close to 1000 yuan a year. Moreover, if you are hospitalized, the reimbursement rate is about 80%, and the medical reimbursement for serious illness is even more impressive, reaching about 200,000 yuan.

3. About maternity insurance

For female employees who have paid for six months in a row, there are relevant subsidies and reimbursement policies for giving birth to children, about 10000 yuan. If only husband and wife pay maternity insurance, they can enjoy a fixed subsidy.

4. About industrial injury insurance

This is easy to understand. All injuries suffered during and at work can be reimbursed in the name of work-related injuries.

5. About unemployment insurance

Unemployment insurance needs to meet two conditions: first, continuous payment 1 year or more; Second, the company proposes to terminate the labor contract. Unemployment benefits are 70% of the minimum wage, and personal medical insurance expenses during unemployment are paid by the Social Security Bureau.