How to buy social security endowment insurance

Individuals can purchase social endowment insurance. Individuals who purchase social endowment insurance shall pay 20% of the local social wages. If there is a unit, the unit pension insurance bears 20% of 12%, that is, individuals only pay 8%. So the unit will bear 12% for you, and the individual will only pay a small part. In addition, the payment trend of social security is upward, because social wages are rising every year. So if you don't have a company, I suggest you consider that the endowment insurance of commercial insurance is more suitable for you. If you have a unit, you'd better let it give it to you. If you don't have a unit and just want to apply for social endowment insurance, you can go to the social security bureau where your household registration is located. I suggest you call before you go to find out the requirements and what materials you need to bring to avoid running back and forth because of incomplete information.

Legal objectivity:

Article 58 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.