Xi' an purchase restriction policy

Newly settled families can buy the first suite only after they have settled in 1 year before buying a house, and the second suite must be settled for 3 years. Families with foreign household registration hold residence permits in this city and have been paying social insurance or personal income tax in this city for two years or five years or more before the date of purchase. Xi purchase restriction policy (updated on May 3, 20221) Restricted purchase areas: weiyang district, Xincheng District, beilin district, Lianhu District, Baqiao District, Yanta District, High-tech Zone, Economic Development Zone, Qujiang New District, _ Ba Ecological Zone, International Port Area, Aerospace Base, Lintong District, Chang 'an District and Xixian New Area Feng. Newly settled families can buy the first suite: they must settle in 1 year to buy a house; They must also settle for three years; Number of units that can be purchased: local registered households (including couples and minor children) can purchase up to 2 units (including newly-built commercial housing and second-hand housing) in the restricted purchase area; Only when you have settled in our city for 3 years can you buy a second set of commercial housing in the restricted area. Families who have settled in Xi for three years to buy commercial housing are not affected by the above provisions. Conditions for buying a house in a foreign household: 1. Holding a residence permit in this city and paying social insurance or personal income tax in this city for two years before the date of purchase; 2. Continuous payment of social security or individual tax for 5 years or more. (Only one condition is met) Purchaseable quantity 1 set of commercial housing or second-hand housing can be purchased for foreign accounts. Families with local hukou (including husband and wife and minor children) can buy up to 2 houses (including newly-built commercial houses and second-hand houses) in the restricted purchase area. The remaining requirements (1) require families to settle in our city for three years before they can buy the second set of commercial housing in the restricted area. (2) Class E talents who have been approved to pay social insurance or personal income tax 12 months continuously in our city can purchase commercial housing in the restricted area. (3) If the husband and wife divorce, the family owned two or more sets of commercial housing in the restricted area before the divorce, and neither party may purchase commercial housing in the restricted area within one year after the divorce. Families who have settled in Xi for three years to buy commercial housing are not affected by the above provisions. It has been settled in Xi 'an before March 30th, 20021year, but it has been settled in Xi 'an for less than one year, and the social security (or individual tax) has been paid for one year in the previous period. Am I still qualified to buy a house? This new policy involves the adjustment of the purchase restriction policy, which is mainly aimed at "families who have moved from outside the city to the city's household registration" after the policy is released (March 3 1 day and later), that is, families who have moved from outside the city to the city's household registration on March 3 1 day and later, when buying a house, they should follow the principle of "a society that must have settled in the city for at least 12 months". Social insurance (or personal income tax) is still paid as "settled in this city for full 1 year or paid continuously for full 12 months" in 20 19 years. Legal basis: Article 8 of the Civil Law of People's Republic of China (PRC) shall not violate the law, public order and good customs when engaging in civil activities.

2.202 1 What are the criteria for determining the Anshou Suite in Xi?

Xi 'an's policy of buying a house is 30% down payment for the first set and 40% down payment for the second set. Regarding the judgment of the first set and the second set, Xi 'an recognizes the house and loan, that is, there is a suite or loan under its name, and then buying a house counts as a second suite. Buy the first suite and apply for provident fund loan. The minimum down payment ratio is 20% for the building area below 144_, and 30% for the building area above 144_.

Third, how to identify the first suite in Xi 'an?

Hello! The Housing Authority's identification of the first suite is based on the number of properties actually owned under the family name, that is, approved houses, while the bank's identification of the first suite is based on the loan record under the family name, that is, approved loans. You can judge whether the house you want to buy is the first suite according to the actual situation of your family.

4.202 1 What are the criteria for determining the Anshou Suite in Xi?

Xi 'an's policy of buying a house is 30% down payment for the first set and 40% down payment for the second set. The minimum down payment ratio of the first set is 20%, and the building area is above 144_.