Is urban and rural residents' insurance social security?

Insurance for urban and rural residents is social security. The difference between urban and rural residents' insurance and social security lies in:

1, facing different people. Medical insurance for urban workers is mainly for employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for urban non-employees such as elderly residents, low-income objects, severely disabled people, students and children who have urban household registration and have no jobs;

2. The payment standard and source are different. Medical insurance for urban workers is paid by employers and individual workers and does not enjoy government subsidies. The payment standard of urban residents' medical insurance is generally lower than that of employees' medical insurance, and the government gives appropriate subsidies on the basis of individual contributions;

3. Different treatment standards. Due to the low level of financing, the medical treatment standard of urban residents' medical insurance is slightly lower than that of employees' medical insurance.

4. Different payment requirements. Urban workers' medical insurance has a minimum payment period, and when it reaches the payment period, they can enjoy basic medical insurance benefits without paying after retirement; There is no minimum payment period for urban residents' medical insurance, which must be paid every year. If you don't pay, you won't enjoy the treatment.

Legal basis: Article 25 of People's Republic of China (PRC) Social Insurance Law.

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.