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What's the difference between five insurances and social security?
As far as the five risks are concerned, the proportion of units and individuals is generally:
1, 20% for the endowment insurance unit and 8% for the individual;
2, medical insurance units bear 6%, individuals bear 2%;
3, the unemployment insurance unit to bear 2%, 0% individuals;
4, maternity insurance 1% shall be borne by the unit;
5.0.8% of work-related injury insurance is also borne by the unit, and individual employees do not bear maternity and work-related injury insurance.
In terms of content, social insurance refers to a security system that takes workers as the protection object, takes special events such as old age, illness, disability, unemployment and death as the protection content, and is characterized by government coercion.
legal ground
Social Insurance in People's Republic of China (PRC) Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in old age, illness, industrial injury, unemployment and maternity. Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies. Article 6 The State exercises strict supervision over social insurance funds. The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.
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