How to get old-age insurance

To receive a pension, eligible workers need to bring relevant information to the social insurance administrative department to apply, then register, and then credit the pension into the account on time every month. Pension conditions:

1, retired;

2. The payment period reaches 15 years. Pension qualification certification is a certificate to receive a pension after retirement. All retirees must pass the certification every year before they can pay their pensions on time. Insured employees can bring the original ID card, household registration book and retirement certificate to the neighborhood committee for registration.

According to the provisions of the state, if one of the following conditions is met, the pension can be withdrawn:

1, the payer dies;

2, has reached retirement age, male 60 years old, female 50 years old;

3. Pay my immigration expenses.

Withdraw pension

Under normal circumstances, rural hukou can be applied for, and urban hukou can only be transferred. However, it should be noted that the expenses paid by the endowment insurance are managed by two accounts, namely, the individual account paid by the individual employee and the overall account paid by the unit for the employee. If you withdraw your pension, you can only receive the part paid by the individual. Most of the money is in the master account. Originally, there was not much money in the personal account, and only a part of it could be taken out of the personal account, even less, usually ranging from several thousand yuan to several hundred yuan, depending on the payment time period and payment grade.

Extract the information needed for pension.

You can apply to the local social security bureau according to your actual situation. Application procedures include my ID card, application for surrender, payment of social security information (pension book, medical insurance card) and other materials. And only pension and medical insurance.

Instructions for receiving pension

Withdrawal of pension can only be made from personal accounts, and withdrawal of personal accounts can be handled by social insurance institutions with insurance manuals. If the payment time has been 15 years, you can receive the pension, but the standard for calculating the pension is calculated from the year when the payment stopped (in this case, it is better not to receive the personal part). If the payment time is less than 15 years, you will not be able to receive a pension in the future.

If he dies before retirement (60 men and 50 women), his relatives can only receive a part of his personal account and can't receive a pension. If you die after retirement, even if it is only one month, you can't get your personal part after receiving a one-month pension.

legal ground

People's Republic of China (PRC) social insurance law

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.