How much pension does a personal account150,000 receive?

The social security personal account is 6.5438+0.5 million. The specific amount of retirement pension needs to be based on the average salary of the previous year and the average distribution of funds in the personal account of 654.38+0.20 months, plus some calculation lengths.

Personal social security account is 1.5 million. The specific amount of retirement pension needs to be based on the average salary of the previous year and the average distribution of funds in the personal account of 1.20 months, plus some calculation lengths. Theoretically, the total personal pension is based on the local average income plus about 1.300 yuan, which is a pension that can be received.

The difference between pension and pension is:

1, with different concepts. Pension is an insurance benefit paid by the state on a monthly or lump sum basis according to the provisions of the social insurance system. It is mainly used to ensure the basic needs of employees after retirement according to their contributions to society and their qualifications or retirement conditions for enjoying old-age insurance. The full name of pension is social basic endowment insurance, which is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age.

2. Different funding channels. Pensions are generally paid by the state finance or local finance, and retirees such as civil servants and public institutions who have not participated in the social pooling of endowment insurance do not include the retirement benefits of enterprises managed by public institutions. Pension is the money sent by the social security center to the parties, and it is the retirement treatment of retirees who participate in the social pooling of endowment insurance;

3. Different payment methods. Pension does not need to be paid by ordinary people, but provided by individuals or enterprises, and ordinary people just enjoy it. Pensions need to be paid by both individuals and enterprises. At present, the proportion of individual contributions is 8%.

4. Different collection methods. Pension collection methods are divided into one-time payment and installment payment. The former refers to the one-time payment of pension after retirement; The latter is to pay the pension on a monthly or annual basis until his death. Pensions are uniformly distributed by government departments and institutions, and can only be collected monthly, and are distributed through the financial account of social security cards. According to the current rules, the pre-retirement pension should be paid continuously for 15 years, and can only be received after retirement. Moreover, the more you pay, the more you will get after retirement.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.