Shenzhen buy real estate conditions 2022 new regulations

Shenzhen buy real estate 2022 new regulations are as follows:

A, Shenzhen purchase restriction policy:

1, the conditions of purchase:

(1) Shenzhen hukou: settled in 3 years + the city for 36 consecutive months of personal income tax or social security records.

(2) Non-Shenzhen Hukou: 5 consecutive years of personal income tax or social security records in the city.

2. Purchase Restriction Policy:

(1) Family as a unit: Husband and wife, who are both Shenzhen households or 1 of them is a Shenzhen household, are limited to purchasing 2 residential units in Shenzhen.

(2) Shenzhen household: single (including divorced), limited to purchase 1 residence in Shenzhen.

(3) Non-Shenzhen resident families who have continuously paid individual income tax or social insurance in Shenzhen for the previous 5 years from the date of purchase are limited to purchasing 1 residence in Shenzhen.

(4) Foreigners can buy one residential unit in Shenzhen, cannot buy commercial property, limited to one unit, and can take out a mortgage loan.

Remarks: If a husband and wife are divorced, and any one of them buys a commercial property within 3 years from the date of divorce, the number of housing units owned by him/her will be calculated according to the total number of units in the family before the divorce.

(5) Suspension of enterprises, public institutions, social organizations and other legal entities to buy commercial housing.

Second, the social security conditions:

1, deep households: entry into the household for three years, the last 36 months of continuous payment of social security in Shenzhen or the last 39 months of social security above the break does not exceed 3 months.

2, non-Shenzhen households: the last 60 months of Shenzhen social security payment has not been broken or a total of 63 months or more (and the last 60 months of broken payment does not exceed 3 months).

Remarks: Shenzhen social security includes five insurance: pension, medical, work injury, maternity, unemployment. (Purchase requires at least two of the three medical, pension, and work injury payments at the same time, and meet the annual requirement).

Data required for home purchase in Shenzhen in 2022:

One, Shenzhen household registration:

1, family (one of the husband and wife for the Shenzhen household registration): one of the deep household into the Shenzhen household registration for 3 years and can provide the purchase of a home before the date of purchase of the city to pay 36 consecutive months and above the individual tax or social security, limited to the purchase of 2 residential.

2. Adult singles (including divorced for 3 years): if one of them has been registered in Shenzhen for 3 years and is able to provide 36 consecutive months of tax or social security payment in the city before the date of purchase, he/she is limited to purchasing 1 residential unit.

Second, non-Shenzhen households:

1, family or individual: must provide their own city of Shenzhen City to pay 60 consecutive months and above the tax or social security, is limited to the purchase of 1 residential.

2, Hong Kong, Macao and Taiwan: must provide proof of identity, as well as Hong Kong and Macao pass or Taiwan compatriot certificate and other information.

3. Active military personnel: Active military personnel whose troops are stationed in the city are not required to provide proof of social security or tax payment.

4. Expatriates: those who have been in Shenzhen for more than 1 year and can provide employment certificates and labor contracts for more than 1 year in Shenzhen are limited to purchasing 1 residence in Shenzhen.

5, military cadres: armed police, fire, border guards and other troops stationed in Shenzhen to the city's national staff, because they have not yet completed the transfer process or complete the transfer within 3 years, can not provide to meet the conditions for the purchase of housing required domicile, social security, tax payment records, by the transfer of the unit issued a statement of the situation (with a certificate of transfer), exempted from the review of the social security or tax payment records, the limit of the number of units of housing in reference to the deep households The number of housing units to be purchased is based on the number of deep households.