What's the difference between social security system and social security system?

The main difference between the first-level social security and the second-level social security lies in the payment standard, the enjoyment of treatment and the applicable population.

I. Payment standard

A kind of social security usually refers to the social security paid according to a higher standard, with a relatively high payment amount and a wide coverage. The second type of social security is often paid according to a lower standard, and its payment amount is relatively small, and the scope of protection is relatively narrow. This difference in payment standards directly affects the future social security benefits of the insured.

Second, enjoy the treatment.

Due to the difference in payment standards, people who are insured by social security often get higher pension, more comprehensive medical security and richer welfare benefits when they enjoy social security benefits. The insured of the second type of social security can also enjoy basic social security benefits, but there may be restrictions on the amount and scope.

Third, it is suitable for people.

A kind of social security is usually suitable for people with higher income and stable jobs. They can afford higher social security contributions and expect better social security benefits in the future. The second type of social security is aimed at people with low income and unstable jobs, or workers in some special industries and regions. They may be limited in their ability to pay, but they still hope to get basic social security.

To sum up:

There are obvious differences between the first-level social security and the second-level social security in payment standards, treatment enjoyment and applicable people. The first type of social security payment is higher and the treatment is better, which is suitable for people with higher income and stable occupation; The second type of social security payment is low, the treatment is relatively limited, and it is more oriented to workers with low income or unstable occupation. These differences reflect the flexibility and inclusiveness of the social security system, aiming at meeting the social security needs of different groups of people.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and employers and employees should jointly pay basic old-age insurance, basic medical insurance and unemployment insurance.

Article 12 stipulates:

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.