Job Recruitment Website - Social security inquiry - Do I need a social security card to buy a car by mortgage?
Do I need a social security card to buy a car by mortgage?
1. Basic requirements of the applicant:
1. 2 1-55 years old
B. Living or working in the place of application
C, have a stable job and income (the current unit has worked for more than 6 months or started its own business 1 year).
2. Loan amount: 8000- 150000 yuan.
Loan Term: 12, 18, 24 and 36 installments.
3. Basic information to be provided for the loan:
First, office workers
1. Identification document: ID card
2. Work certificate: labor contract or valid certificate issued by the company: (within the last month)
3. Proof of income: the bank has a bank account that pays wages or represents personal income level in the last three months (the last transaction was in the last month and the account was opened at least one month ago).
4. Proof of address:
<1> No real estate (individual housing lease contract, rent receipt or water and electricity fee in the last month).
< 2 > own property
Mortgage: Property ownership certificate or mortgage contract or valid certificate with the applicant's name under the property address (electricity/water/gas/telephone charges in the last three months) and mortgage records in the last three months are required.
-No mortgage: valid documents with the applicant's name (electricity/water/gas/telephone charges in the last three months) and real estate information (property certificate/real estate certificate (unique or available)/purchase contract/purchase invoice) are required.
5. Auxiliary materials: social security card, vehicle driving license, and recent credit card bills.
B, individual and private owners
1, ID card
2. Business license
3. Public and private bank accounts in the last six months.
4. The lease contract of the business premises, and the rent receipt or invoice of the last month.
4 loan handling procedures:
1. Prepare the above related materials.
2. Fill in the loan application form truthfully and in detail.
3, the auditor for approval
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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