Personal social security payment grade table

The monthly payment standard of social insurance for the insured is divided into four grades: the lowest grade (40%); the old-age payment consists of pension, basic medical care+mutual assistance for serious illness (8.5%+ 1%) and maternity insurance, with a total monthly payment of 548.57 yuan; the first grade (60%); the monthly payment of 692.37 yuan; the second grade (. 60%-300% of the average social wage is generally used as the base of social security payment. If the average wage is lower than the lower limit, it shall be calculated according to the lower limit, and if it exceeds the upper limit, it shall be calculated according to the upper limit.

Due to historical and practical reasons, the average social wage is inflated, which cannot fully reflect the real situation of the average income of social groups. "The social security payment base generally refers to the monthly salary. The social security payment base is 60%-300% of the average social wage. For example, the average social wage 1000 yuan, and the payment base can be 600 yuan-3,000 yuan. Social security has three grades, the lowest grade, the highest grade and the middle grade.

Take Beijing as an example. The lowest price paid by the company is 36 13 yuan, and the highest price is 23,565 yuan. The middle price is filled in according to your salary. Another example is the central city of Wuhan. The minimum social security payment is 3739.8 yuan, and the maximum is 18699 yuan.

The economic level of each city is different, and the payment base of social security is also different. However, the national policies followed are the same, and the proportion of social security contributions is roughly the same throughout the country.

Endowment insurance, the company pays 16% and the individual pays 8%.

Medical insurance, the company pays 10%, and the individual pays 2%.

Maternity insurance, the company's ratio is 0.8%, and individuals do not have to pay.

Unemployment insurance, the proportion of companies is 0.8%, and the proportion of individuals is 0.2%.

Industrial injury insurance, the company's ratio is 0.2%- 1.9%, and individuals do not have to pay it.

Individual cities are slightly different, such as medical insurance. Wuhan Company's contribution rate 10%, individual 2%+3 yuan. Wuhan's large medical insurance 7 yuan. In this way, if you work in Beijing for one month, the total monthly payment of units and individuals is at least 1636.40 yuan, and if you work in Wuhan, it is 1349.59 yuan.

If individuals pay their own fees according to flexible employees, the situation will be different: the upper and lower limit standards in Beijing are 12 19.78 yuan-5,449.6 yuan.

It is understood that the specific payment base can have three grades for everyone to choose according to their own situation, namely:

1, pay the average monthly salary of employees in this city in the previous year;

2. Pay 60% of the average monthly salary of employees in this Municipality in the previous year;

3 pay the lower limit of the annual payment base.

When it takes time to pay back the basic old-age insurance, the part included in the personal account in each year shall be included in the proportion stipulated in the calendar year according to the grade of the payment base confirmed by me. 1997 1 month to1February, which can be credited to personal account by 5%; From April to June, 2005, 65438+February, the inclusion ratio was 1 1%.

If the basic old-age insurance premium has not been paid for the following four periods, it shall not be declared:

1, enjoy unemployment insurance benefits;

2, was sentenced to reeducation through labor during the execution;

3. I went to Beijing to apply for foreign household registration before;

4. Before handling the household registration in this city.

Beijing has opened seven grades of social security payment standards for independent individuals: the lowest grade is that independent individuals can pay five social security payments according to 60% of the average social wage, from low to high, and the other six grades are 70%, 80%, 90%, 100%, 200% and 300% in turn.

The upper and lower limit standards in Wuhan area are 1 128.94 yuan -4 120.72 yuan. The seven stalls are all endowment insurance, the first stall is 747.96 yuan, the second stall is 997.28 yuan, the third stall is 1246.6 yuan, the fourth stall is 1869.9 yuan, the fifth stall is 2493.2 yuan, and the sixth stall is 31/6.5 yuan. The unified payment for medical insurance is 380.98 yuan. Seven grades can be freely selected.

Every city is different, and social security payment is slightly different. In addition, the current policy changes rapidly. The information provided here is for reference only, please consult the relevant handling personnel for specific questions. You can access the local social security applet through mobile phone WeChat, or you can call Ministry of Human Resources and Social Security at 12333 or the regional social security bureau.

Legal basis:

Article 3 of the Social Insurance Law of People's Republic of China (PRC) adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.