What's the difference between social security card and bank card?

The difference between social security card and bank card lies in:

1, account functions are different.

2. The application procedures are different.

3. The fee concessions are different.

Social security card is an important voucher for the insured to handle social security business, an important carrier to record the individual's participation in insurance, and an important medium to realize the application of financial business. Therefore, it must be properly kept, not bent, crumpled, soaked at high temperature, and avoid items with strong magnetic fields such as mobile phones and magnets.

The validity period of social security cards is divided into the following categories:

1,1under 6 years old, the validity period of social security card is generally 6 years; 2. 16 years old to 26 years old, and the validity period of social security cards is generally 10 years;

2, more than 26 years old, under 60 years old, the social security card is generally valid for 20 years; For insured persons over 4.60 years of age, the validity period of social security cards is generally long-term.

To sum up:

Bank cards generally have a card opening fee and an annual fee, and there are small account management fees if the average daily deposit is below a certain amount; Now the social security card is still in the promotion period, which not only exempts the production cost and annual fee, but also has a large account management fee. However, the loss reporting fee of social security cards is generally higher than that of bank cards, because the cost of social security cards is higher.

Legal basis:

People's Republic of China (PRC) social insurance law

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The term "social security card" as mentioned in these Measures refers to an integrated circuit card issued to the public and mainly used for government social management and public services in the fields of human resources and social security. Social security card is a electronic certificate for cardholders to enjoy the rights and interests of social security and public employment services. It has the basic functions of information recording, information inquiry and business handling.