Can social security and agricultural insurance be enjoyed at the same time

Social security and rural insurance cannot be enjoyed at the same time.

Even if you buy social security and rural insurance at the same time, everyone can only enjoy one. According to the regulations, the insured person is not allowed to participate in two or more social insurances as a whole, otherwise it will be deemed invalid if he participates in more social insurances. Only those who approach or reach the statutory retirement age can not participate in social insurance in two or more places at the same time when transferring and merging, and the repeated payment may be deemed invalid before going through the settlement procedures.

The differences between social security and the new rural cooperative medical system are as follows:

1, the insured object is different, the new rural cooperative medical system must be a rural household registration to apply, and social security is not necessarily;

2. Different payment, social security payment is much higher than the new rural cooperative medical system;

3. The scope of reimbursement is different. The reimbursement rate of the new rural cooperative medical system in rural township hospitals is relatively high. If you are treated in a hospital above the municipal level, the proportion of social security reimbursement is higher, but both of them decrease with the improvement of hospital level.

4. Only one of them can be reimbursed, and the new rural cooperative medical system cannot be reimbursed together with social security; The reimbursement of the new rural cooperative medical system and social security cannot be reimbursed, so the two are in conflict;

5. Outpatient medical treatment is different. Outpatient social security is almost not reimbursed, and the proportion of reimbursement for outpatient new rural cooperative medical system is relatively large.

The new rural cooperative medical system (NCMS), referred to as "NCMS" for short, refers to a system of mutual medical assistance and economic assistance for farmers organized, guided and supported by the government, in which farmers voluntarily participate and individuals, collectives and the government jointly raise funds. Take individual contributions, collective support and government funding to raise funds. The cooperative medical system is a medical security system created by farmers in China, which has played an important role in ensuring farmers to obtain basic health services and alleviating farmers' poverty caused by illness.

"People's Republic of China (PRC) Social Insurance Law" Article 23 * * * employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.