Can medical insurance still be used after it has stopped for 2 months?

Medical insurance can't be used temporarily after two months' suspension. However, if the insured person pays the medical insurance in time, it can be used next month; If it is broken for more than 60 days to 180 days, it can be used after three months of renewal; If it exceeds 180 days, it will not be used until six months later. The money in the medical insurance card can still be used. Under normal circumstances, if you participate in employee medical insurance, but later stop paying because of resignation and other reasons, then your medical insurance account will be sealed in the next month when you stop paying, and you can't enjoy medical insurance benefits.

The payment method of medical insurance is as follows:

1, each overall planning area should determine a personal basic medical insurance contribution rate suitable for the burden level of local employees, which is generally 2% of wage income;

2. The individual payment base should be based on the statistical caliber of wage income stipulated by the National Bureau of Statistics, that is, all wage income, including all kinds of bonuses, labor income and income in kind, multiplied by the prescribed individual payment rate, which is the basic medical insurance premium that I should pay;

3. Individual contributions generally do not need to be paid by individuals to social insurance agencies, and are withheld and remitted by the unit from wages.

To sum up, if the payment of medical insurance is interrupted for more than 60 days, you must re-enroll for half a year before you can enjoy the medical insurance reimbursement treatment. Social security includes endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Among them, individuals need to pay medical insurance, endowment insurance and unemployment insurance; The other two are paid in full by the company.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.