Can rural and urban social security be bought together

Rural social security and urban social security can be bought together.

According to the relevant state regulations, rural pension insurance and urban social pension insurance are in principle not allowed to participate at the same time. If the place of enrollment is not in the same city, you can generally pay for both kinds of insurance at the same time, but when you meet the conditions for receiving a pension, you can only choose to enjoy one of the social security benefits. If the place of participation is in the same city, it is not possible to pay for both types of insurance at the same time. In practice, people may be able to participate in both types of insurance in some cases because social security is coordinated at the provincial and municipal levels rather than the national level, and because the systems for urban and rural residents' pension insurance and urban workers' pension insurance are not yet interconnected.

Types of social security and their coverage:

1. Social insurance for urban workers: covering pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance;

2. Social insurance for urban and rural residents: mainly including residents' pension insurance and residents' medical insurance;

3. New rural social pension insurance: targeting at the rural residents to realize old-age pension protection;

4. protection;

4. Basic medical insurance for urban residents: providing basic medical protection for urban non-employee residents;

5. Supplementary social insurance for enterprises: set up by enterprises on their own to provide additional protection for employees.

In summary, rural social security and urban social security are in principle not allowed to participate in the same time, but in some cases it may be possible to participate in both types of insurance, but only one pension can be chosen at retirement.

Legal basis:

Interim Measures for the Convergence of the Urban and Rural Pension Insurance Systems

Article 8

Participants may not receive urban workers' pension insurance and urban and rural residents' pension insurance benefits at the same time. If a participant receives both urban workers' pension insurance and urban and rural residents' pension insurance, the relationship between urban and rural residents' pension insurance shall be terminated and dissolved, and the balance of the individual account except for government subsidies shall be returned to the participant, and the basic pension of urban and rural residents' pension insurance that the participant has already received shall be returned to him or her; if he or she refuses to return it to him or her, the social insurance agency shall be responsible for deducting it from the balance of the urban and rural residents' individual account or from the basic pension of urban and rural workers' pension insurance. The social insurance agency is responsible for offsetting the balance of the individual account of urban and rural residents' pension insurance or the basic pension of urban workers' pension insurance.