On the payment of 12% by social security transfer units in different places

Whether the unit payment part is transferred has no influence on individuals. Because when calculating the pension, the unit contribution part will not be used. No matter whether the unit contribution is transferred or not, your retirement benefits are the same, and there is no loss to the individual.

Then why do you want to transfer to the unit to contribute? The main reason is to consider the balance of fund income in all areas as a whole and understand the pressure of fund payment in the transferred areas, so it is necessary to transfer funds to pay fees.

When transferring, it is not 12% of the company payment amount, but 12% of the company payment base! The unit payment is equal to the unit payment base multiplied by the payment ratio, and the general payment ratio is 20%, which is more than half of the transfer 12%. Never lose 88%.

Extended data:

insured person

The new insured place reviews the application for transfer and connection and sends a consent letter to the original insured place-the original insured place handles the transfer formalities-the new insured place accepts the transfer formalities and funds, and the transfer and connection formalities can be handled after the three processes are completed. The policy stipulates that each process takes 15 working days at the longest, which means that for the insured, all formalities can be completed in 45 working days at the longest.

Treatment process

(1) After the insured establishes the basic old-age insurance relationship in the new employment place and pays the fees according to the regulations, the employer or the insured shall submit a written application for the transfer and continuation of the basic old-age insurance relationship to the social security agency in the new employment place.

(2) The social security agency of the newly insured place shall, within 15 working days, review the application for transfer and continuation, send an acceptance letter to the social security agency where the insured person's original basic old-age insurance relationship is located, and provide relevant information; Do not meet the transfer conditions, make a written explanation to the applicant or the insured.

(3) The social security agency where the original basic old-age insurance relationship is located shall handle all the transfer and connection procedures within 15 working days after receiving the acceptance letter.

(4) After the new insurance agency receives the basic old-age insurance relationship and funds transferred by the social security agency where the original basic old-age insurance relationship of the insured person is located, it shall complete the relevant procedures within 15 working days, and notify the employer or the insured person of the confirmation in time.

(5) Accumulated calculation of the payment period of the old-age insurance, and there is a gap in the middle, which can be supplemented or not.

meaning

Social security cards, collectively referred to as social security cards, are integrated circuit cards that record social security-related information. Because social security is closely related to national life, it is related to the most fundamental guarantee. Social security card records the cardholder's social insurance payment, personal account of social security card and other related information, which is very important for the insured.

If the insured leaves the insured place, social security transfer is an essential link. Social security transfer is of great significance to people's work and life, which allows the insured to continue to participate in the insurance after changing the area and give continuous protection.

References:

Baidu encyclopedia-social security transfer