Job Recruitment Website - Social security inquiry - Appropriately reduce the social insurance rate.

Appropriately reduce the social insurance rate.

Insurance Bian Xiao helps you answer, and more questions can be answered online.

At present, China's social security rate exceeds 40%. In recent years, with the arrival of an aging society in China, the high social security premium rate has brought great pressure to enterprises and individuals. Due to the increasing number of enterprise retirees, the contradiction between income and expenditure of endowment insurance is becoming more and more prominent. Hu Xiaoyi pointed out that the design concept of industrial injury, maternity and unemployment insurance is pay as you go. At present, the fund as a whole still has a relatively abundant balance. Appropriately reducing the rate will not affect the payment of insurance funds, and at the same time can reduce the burden on enterprises. Medical insurance is generally in a state of balance of payments. Generally speaking, there is little room for further rate reduction, and there is room in some areas, but the conditions for the overall downward adjustment in the country are not sufficient.

Regarding the old-age insurance, Hu Xiaoyi said that the situation is more complicated. "The development of endowment insurance in different regions is very uneven. Some balances are more or less, and some use historical balances to ensure the payment of the year. With the aggravation of social aging, the pressure of pension insurance payment will become greater and greater. It is necessary to reduce the burden on enterprises, but also to ensure payment and improve the level. To balance these aspects, it is very difficult to reduce the rate only within such an institutional framework, and other supporting conditions are needed. "

Hu Xiaoyi told reporters that this year's government work report proposed to allocate some state-owned assets to enrich the social security fund, which gave a clear signal. "Reducing the social security rate is not only a matter of internal adjustment, but also a matter of external structural adjustment. We must consider the burden and payment needs of enterprises at the same time to achieve a balance. "

close