12333 is it medical insurance or social security?

12333 is a social security telephone, which is mainly responsible for consulting and inquiring about social security, including endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Social security refers to a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

Calculation standard of social insurance premium

Social insurance must work out a certain proportion of the insured's burden according to the probability of various risk accidents and the total payment expenditure estimated in advance according to the payment standard as the standard for determining the insurance rate. Moreover, unlike commercial insurance, the calculation of social insurance rate needs to consider more social and economic factors besides risk factors in order to obtain a fair and reasonable rate.

The proportional insurance system is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the original main purpose of social insurance is to compensate the income lost by the insured during the risk accident to maintain his minimum living, so he must refer to his usual income.

The above contents refer to Baidu Encyclopedia-Social Security.