How and where to pay for medical insurance

Medical insurance is transferred into or out of the handling window to apply for payment, and the payment method is as follows:

1. Go to the social security agency or the tax hall. If the local payment period is not extended and the medical insurance fee needs to be paid in full, you can pay it back at the local social security agency, tax hall or convenience service center.

2. Individuals go through supplementary insurance procedures. Bring your ID card or residence booklet to the town or street convenience service center where your account is located to apply for supplementary insurance, and then complete the payment according to the payment method stipulated by the tax department.

3. Offline banking window. Pay directly to the offline window of the designated bank and complete the operation under the guidance of the staff.

Payment terms of medical insurance:

1. On the premise that the parties refer to individual social insurance or rural (urban) residents' endowment insurance, medical insurance cannot be paid back, but can be insured (no preferential policies, no retroactivity).

2. On the premise of referring to the social security of employees, if the parties have already participated in the basic old-age insurance, they must also participate in the other four insurances (medical insurance, work injury insurance, unemployment insurance and maternity insurance).

3, pay medical insurance premiums need to meet certain conditions, such as the interruption of payment time is not more than 3 months, or the insured has participated in the basic medical insurance for more than 2 years (including 2 years).

To sum up, medical insurance payment can be made through the online medical insurance information platform or the offline handling window, and the payment process is simple. You can enjoy medical insurance treatment within 3 months without waiting period.

Legal basis:

Interim Measures for the Transfer and Continuation of Basic Medical Insurance Relationship

Article 11

If the payment is interrupted within 3 months (inclusive) before the transfer of medical insurance for employees, the basic medical insurance premium for employees can be paid back according to the provisions of the transfer place, and there is no waiting period after the payment, and the payment treatment can be enjoyed in the transfer place according to the regulations. The treatment during the interruption period can be enjoyed retroactively according to the regulations.

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.