What is the use of the medical account balance of Shenzhen Social Security?

Before the age of 45, 5% will be credited according to the payment base. If you retire after the age of 45, it will be credited to your personal medical account (for reference only, I heard that new medical insurance measures will be introduced this year) for outpatient and inpatient credit card use.

If you take part in hospitalization medical insurance or migrant workers' medical insurance, you don't have a personal account, but there is a reimbursement quota for community clinics in 800 yuan every year, mainly for hospitalization expenses.

The money in the personal account of endowment insurance is 8% of the individual contribution, and the personal account of interest-bearing medical care is allocated 5% according to the payment base before the age of 45, and 6% after the age of 45. Pension is the basis for receiving pension in the future, and medical care can be paid by credit card.

The balance of personal information pension account and medical account is the pension and medical care paid by individuals every month, and the part paid by the unit cannot be found. Personal account is refundable if you surrender. In other words, the displayed balance can be returned to the individual at the time of surrender.