Is there a conflict between urban and rural medical insurance and social security?

There is no conflict between the old-age insurance for landless peasants and social security. The main items of social security include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The endowment insurance for landless peasants is actually the endowment insurance in social security, but the sources of payment funds are different. Social security funds are paid by units and individuals, and endowment insurance for landless farmers is funded by government villages and individuals. Although there is no conflict between the old-age insurance for landless peasants and social security, it should be noted that the old-age insurance for landless peasants and the social security purchased by the unit can be owned at the same time, but only one insurance treatment can be enjoyed. Moreover, both of them cannot be refunded after paying insurance, but they can be merged, and the combined pension will be greatly improved. The condition for the merger of land-lost pension insurance and social security is that the payment of urban employee pension insurance has reached 15 years, which can be merged into urban employee pension insurance and receive pension according to the standard of urban employee pension insurance. If it is less than 15 years, it will be transferred to the old-age insurance for urban and rural residents and receive a pension according to the old-age insurance standard for urban and rural residents.

Legal basis:

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts.

The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.