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Can banks pay social security?
Social security generally refers to social insurance (one of the most important components of the social security system). Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
In China, social insurance is a kind of contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions.
Social security payment process:
1. Individuals can apply for social security (pension+medical care) as freelancers.
2. Insurance conditions: urban hukou or rural hukou.
3. Handling place: local community street social security service points, or district and county social security bureaus (labor and social security bureaus).
4. Basic information required for individuals to pay social security: household registration book, ID card and photocopy, and two 1 inch photos.
5. Payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.
The payment method of social security card is as follows:
1. State employees, employees of enterprises and institutions with work units shall sign a withholding agreement with the bank and deduct it directly from their monthly salary.
2. Self-paying personnel such as flexible employment, with their ID cards and social security cards, go to the social security window of the local people's social security bureau to fill in the social security payment verification form, and the social security organ will determine the payment amount before paying.
3. Pay at the bank counter and ATM. Flexible employment or other independent payment personnel can bring their ID card, cash and social security card to the bank counter to pay.
4. Sign an entrusted withholding agreement with the bank. Those who pay their own expenses can sign a withholding agreement with the bank, and the bank will directly draw money from the account every month. You need to bring your ID card, bank card (bank) and social security card to the bank to sign an agreement with the designated bank to withhold the social security F fee.
5, online payment, login to the municipal labor security network or social insurance business website for online payment.
6. Other payment methods. Payment can be made through the payment platform.
Legal basis:
Article 58 of the Social Insurance Law of People's Republic of China (PRC) * * * The employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.
The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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