How long will it take to pay medical insurance?

Generally, how long it takes to buy medical insurance to take effect depends on the specific situation.

Details are as follows:

1, for those who participate in basic medical insurance for the first time, the basic medical insurance benefits of the insured who pay the basic medical insurance premium to the local tax department will start from the month when the local tax department collects the medical insurance premium 1, and enjoy the medical insurance benefits according to the relevant provisions of the basic medical insurance;

2. For those who continue the basic medical insurance relationship, if the insured person is employed by a new employer and goes through the renewal procedures within the next month after going through the downsizing procedures with the employer, or continues the basic medical insurance relationship as an individual in the next month and pays the basic medical insurance premium from the month of renewal to the local tax authorities, the basic medical insurance benefits will not be interrupted; If the payment is interrupted, the basic medical insurance benefits will take effect on the month 1 day when the local tax department collects the basic medical insurance premium of the insured.

The provisions of the medical insurance payment period are as follows:

1, 25 years for men and 20 years for women;

2. When men retire, the cumulative payment period is less than 30 years, and the cumulative payment period for women is less than 25 years. If the employer and individual employees make up the medical insurance premium at one time according to the regulations, it can be regarded as the expiration of the payment period;

3. The medical insurance of enterprise employees shall be regarded as the actual working years recorded in personnel files. According to the relevant laws and regulations of our country, employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

To sum up, the standard of medical insurance years may be different in different regions and different types of insurance, and the specific policies shall be subject to the provisions of local social security agencies.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 28

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.