What if I pay social security and have no physical card?

Social security card can go to the local social security bureau without a physical card. If you have an electronic social security card but no physical card, you can use the basic functions of the social security card normally and enjoy basic protection. The function of electronic social security card and physical social security card is the same, the difference is whether there is physical media. Electronic social security card is an effective electronic certificate for online application of entity social security card, which is issued by the national social security card service platform and managed by Ministry of Human Resources and Social Security. It has the same function as entity social security.

The electronic medical insurance certificate does not depend on the physical card, but it has the same function and status as the existing social security card, and it is an identification carrier representing the insured's personal medical insurance information. The insured can apply through Alipay, WeChat, Li Zhe Office and China Industrial and Commercial Bank. Channels such as Agricultural Bank of China, Bank of China, China Construction Bank, Postal Savings Bank, Bank of Communications, Minsheng Bank, China Merchants Bank, Industrial Bank, China CITIC Bank, China Everbright Bank, Provincial Rural Credit Cooperatives, Zheshang Bank, Shanghai Pudong Development Bank, Ping An Bank, China UnionPay, and National Medical Insurance Service APP have been launched. The electronic medical insurance certificate is generated by the national medical insurance information platform, and the standards are unified nationwide and mutually recognized across regions. According to this, the insured can handle the relevant medical insurance business nationwide, which can be called "one yard in hand, no worries about medical insurance". Users who want to apply for medical insurance in e-cert need to buy medical insurance, but they don't have to have a medical insurance card. On third-party platforms such as Alipay or WeChat, you can find the entrance to receive medical insurance in electronic certificate, and then enter your personal information.

The main difference between medical insurance electronic card and medical insurance card is that the former has no physical card, while the latter has physical card. In addition, users need to find hospitals and pharmacies with this service and authority when using electronic medical insurance certificates, while medical insurance cards do not have this restriction. However, both of them can query information, pay online, register for medical treatment, and buy medicines in pharmacies, so electronic certificate needs to apply for medical insurance.

Legal basis: Article 7 of People's Republic of China (PRC) Social Insurance Law. The administrative department of social insurance in the State Council is responsible for the national social insurance management, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties. The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.