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How does a break in social security payments affect the purchase of a home!
But that doesn't mean the card can't be used. Although the medical insurance is suspended, but the money in the personal account of the medical insurance card can still be used, can only be used to buy drugs and outpatient visits, if the disease is hospitalized, is not entitled to medical insurance reimbursement, to be self-paying. According to the relevant provisions of the medical insurance, participate in the basic medical insurance of the individual employees, to reach the legal retirement age when the accumulated contributions to the national provisions of the number of years, after retirement, no longer pay the basic medical insurance premiums, in accordance with the provisions of the state to enjoy the basic medical insurance treatment, did not reach the national provisions of the number of years, you can contribute to the national provisions of the number of years.
Legal basis: "Regulations of the People's Republic of China on Basic Medical Insurance for Urban Workers"
Article 12: Basic medical insurance premiums shall be collected on a monthly basis, and employers and employees shall pay the basic medical insurance premiums to the collection agency within the prescribed period. The portion to be paid by the individual practitioner shall be withheld by the employing unit from his or her wages. Basic medical insurance premiums shall not be reduced or waived.
Article 13 The composition of the total wages for the payment of basic medical insurance premiums shall be calculated in accordance with the relevant provisions of the State.
The basic medical insurance premiums paid by employers shall be charged in accordance with the relevant state financial regulations. The basic medical insurance premiums are not included in the individual's current salary income and are exempt from personal income tax. Employers shall not reduce the wages of employees on the grounds that they pay basic medical insurance premiums.
Article 15 After the retirement of the practitioners, they shall not pay the basic medical insurance premiums, and their organizations shall not pay the basic medical insurance premiums for them.
Article 16 If an employer goes bankrupt, closes down, or terminates for other reasons, or if it restructures and reduces its workforce by more than two-thirds, and its retirees have actually paid basic medical insurance premiums for less than 10 years prior to their retirement, they shall pay compensation to the basic medical insurance fund. The compensation shall be calculated by multiplying the number of years of each retiree up to the age of 75 by the standard of the average basic medical insurance premiums of retirees in the same period, and shall be paid in a lump sum from the assets realized after liquidation, and if it is really incapable of paying the compensation, the method of treatment shall be separately stipulated by the provincial people's government. If the state provides otherwise, it shall be subject to its provisions.
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