Job Recruitment Website - Social security inquiry - What impact will social security interrupt payment have?
What impact will social security interrupt payment have?
First, it goes without saying that people in big cities know how important it is to get social security continuously. For example, in Beijing, if you are a foreign hukou, you can only buy a car and a house in Beijing if you have been on social security for five consecutive years. The social security here only includes five insurances. Just take a day off and recalculate after five years.
Second, the old-age insurance in social security, according to the Interim Measures for the Administration of Individual Accounts of Employees' Basic Old-age Insurance, the old-age insurance can only be enjoyed for life after retirement after paying 15 years.
Generally this 15 year is calculated cumulatively. If it breaks in the middle, you can continue, but even if you continue, it will affect your retirement benefits in the future. If the old-age insurance is paid intermittently for several years, the proportion of basic old-age insurance will be less by a few percentage points.
Third, women must pay 20 years of medical insurance and have sex with men for 25 years before they can enjoy lifelong retirement.
Medical insurance has a buffer period of 3 months from the date of suspension of payment. Over this period, recalculate the continuous payment period.
For the interruption of medical insurance, the most direct impact is that there is no medical reimbursement function, and the medical expenses incurred during the interruption period are not reimbursed, only the medical expenses incurred during the continuation period can be reimbursed.
Fourthly, for several other insurances, such as unemployment insurance, maternity insurance and housing accumulation fund, the industrial injury insurance can be used as long as the payment is over 1 year before use.
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