I can't afford to pay social security, can I not pay it?

No, it is illegal and invalid for workers to ask employers not to pay social insurance. According to the relevant provisions of the old-age insurance, as long as there is a labor relationship between the individual and the employer to provide paid labor, the employer should sign a labor contract with the individual to handle the basic old-age insurance for him.

Therefore, the social security of employees should be handled by the unit that has established labor relations with them, and the employer should pay social security fees from the date of establishing labor relations with employees. If there is no employing unit within the overdue period, you cannot apply for overdue.