What are the three social security insurance? Social security three insurance contribution ratio is how much

First, social security three insurance is which three insurance?

The three social insurance refers to pension insurance, medical insurance and unemployment insurance. For employees working in the unit, if it is a rural household, then the unit directly for their three insurance; if it is an urban household, then pay five insurance. For flexible employment, you need to pay their own social security insurance, which unemployment insurance can not pay, only pay pension insurance and medical insurance can be.

1, pension insurance, the full name of the basic social pension insurance, according to certain laws and regulations, in order to solve the problem of workers in the discharge of labor obligations of the labor age limit, or because of the loss of the ability to work in old age after the withdrawal of the labor position of the basic life of a social insurance.

2, medical insurance refers to the principle of compulsory social insurance in accordance with the basic medical insurance premiums should be paid by the employer and the individual employee in full and on time. If you don't pay in full and on time, your personal account will not be counted, and the basic medical insurance fund will not pay for your medical expenses.

Medical insurance is a kind of insurance to compensate for the medical expenses caused by diseases. Employees due to illness, injury, maternity, social or corporate social insurance to provide the necessary medical services or material assistance. Such as China's public medical care, labor insurance medical.

3. Unemployment insurance refers to the mandatory implementation of legislation, the establishment of a centralized fund by the community to provide material assistance to workers due to unemployment and the temporary interruption of the source of livelihood of the social insurance. It is an important part of the social security system and is one of the main programs of social insurance.

Second, what is the ratio of social security contributions to the three insurance?

1, the proportion of pension insurance contributions: unit 21% (all allocated to the overall fund), personal 8% (all allocated to the personal account);

2, the proportion of medical insurance contributions: 9% of the unit, the individual 2% + 3 yuan;

3, the proportion of unemployment insurance contributions: 2% of the unit, 1% of the individual.