Liaocheng social security payment standard

Liaocheng social security payment standard:

(1) payment base

The insured units declare the total wages of all employees in 2022 (from June 65438+1 October 2022 1 to February 3, 20231) as June 65438+1October 2023/February 3/. According to the Notice on Publishing the Average Wage of Employees in Full-caliber Urban Units in 2022 (Lu Ren She Zi [2023] No.59), the average wage of employees in full-caliber urban units in 2022 is 8483 1 yuan. According to the relevant national and provincial regulations, in 2023, the upper limit of individual monthly payment base for basic old-age insurance, industrial injury insurance and unemployment insurance in our province is 2 1.207 yuan, and the lower limit is 4242 yuan. Individual industrial and commercial households and all kinds of flexible employees who participate in the basic old-age insurance for enterprise employees in their personal capacity (hereinafter referred to as "flexible employees") are subject to the upper and lower limits of the payment base. When calculating the relevant work-related injury insurance benefits based on the average monthly salary of employees in the overall planning area in the previous year, the average monthly salary of employees in full-caliber urban units in the province in the previous year is the base. Basic express outlets give priority to industrial injury insurance, and the monthly payment base is 7069 yuan.

(2) Payment proportion

The contribution rate of enterprise endowment insurance is 24% (including unit 16% and individual 8%), the contribution rate of flexible employees (including unemployed people) and individual industrial and commercial households is 20% (including unit 12% and individual 8%);

The proportion of unemployment insurance payment is 1% (including 0.7% for units and 0.3% for individuals);

The proportion of industrial injury insurance payment shall be implemented according to the original approved proportion.

(3) Number of contributors

Insured units should take the number of insured persons at the end of February 2022 as the number of declared contributions in 2023. The increase or decrease of personnel from June 65438+1 October1to the declaration date in 2023 shall be declared according to the requirements of the payment window.

The difference between social security and five insurances and one gold;

The difference between social security and five insurances and one gold is the different concept and scope. The "five insurances" in "five insurances and one gold" refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. "One gold" refers to the housing accumulation fund. Social insurance only includes five types of insurance, such as endowment insurance, with a wide range of five insurances and one gold, including social security.

Five insurances and one gold, as the name implies, are composed of five insurances and one gold. These five insurances mainly include employee pension insurance, employee medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Then this one gold refers to the housing provident fund. When buying this social security for employees, the company needs five types of insurance, and the five types of insurance purchased at the same time cannot be split. That is to say, if you want to buy these five types of insurance, you must buy them at the same time and cannot split them. So when you have an old-age insurance, it means that you have these five types of insurance: medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

To sum up, five insurances and one gold include social insurance, which is the abbreviation of social insurance, but only endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. In addition to these five insurances, five insurances and one gold also include housing provident fund, which is more extensive.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Regulations of People's Republic of China (PRC) Municipality on the Administration of Housing Provident Fund

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These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.