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Can the social security card reimburse medical expenses if it has no money?

The social security card can reimburse medical expenses if it has no money, as follows:

1. No money in social security card means no money in personal account, not in overall account. As long as medical insurance is paid according to law, it can be reimbursed to designated medical institutions according to regulations. The reimbursement of medical insurance treatment expenses is mainly limited to the medical insurance catalogue, and only hospitals, drugs and treatment items stipulated by medical insurance can be reimbursed. Moreover, different regions have different reimbursement methods;

2, usually outpatient reimbursement, outpatient expenses reach a certain amount, beyond the part can enjoy medical reimbursement. Direct real-time settlement with medical insurance card, users only need to pay the expenses after reimbursement.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24

The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.