Mortgage calculator 20 17 loan interest rate

My first home loan is 220,000 yuan, 10 year. How much is the monthly loan? How to calculate the interest?

My first home loan is 220,000 yuan, 10 year. How much is the monthly loan? How to calculate the interest?

If it is a commercial loan, the loan interest rate is 5. 15%. The loan is 22 10 years, and the monthly repayment is 2349.6 yuan, with the total interest of 665438 yuan+0,952.58 yuan, and the total repayment is 2865438 yuan+0,952.58 yuan; If it is a provident fund loan, the loan interest rate is 3.25%. The loan is 226,5438+00 years, with monthly repayment of 265,438+049.82 yuan, total interest of 37,978.24 yuan and total repayment of 257,978.24 yuan;

Chongqing's first home loan has been repaid in 20 years. How much is the monthly loan?

I don't know, because the interest rate is adjusted every year.

When cutting interest rates, people have to apply several times to reduce them.

When you raise interest rates, you fucking increase them without applying to me.

20 12 10 what is the interest of the first home loan for 290,000 years and the monthly payment? commercial loan

It is related to the implementation of interest rates.

The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are different. 20 1 1 Due to the shortage of funds and other reasons, the interest rate of the first home loan of some banks is 1. 1 times the benchmark interest rate. Since 20 12, most banks have adjusted the interest rate of the first suite to the benchmark interest rate. In early April, the bank began to implement the first home loan interest rate concessions. The interest rate discount of some banks can be up to 15%. The current benchmark interest rate was adjusted on July 6, 20 12, and the adjusted interest rate for more than five years was 6.55%.

Benchmark interest rate: the monthly interest rate is 6.55%/ 12.

Monthly repayment is 296,5438+00 years (65,438+020 months):

2900006.55%/ 12 ( 16.55%/ 12) 120/[( 16.55%/ 12) 120-

Total interest: 3300.27120-290000 =106032.4.

Description: 120 is the power of 120.

Preferential interest rate: monthly interest rate is 6.55%0.85/ 12.

Monthly repayment is 296,5438+00 years (65,438+020 months):

2900006.55% 0.85/ 12 ( 16.55% 0.85/ 12) 120/[( 16.55% 0.85/ 12)]

Interest: 3156.9438+020-290000 = 88836.4.

Description: 120 is the power of 120.

My first mortgage was 20 1o, and I also asked the moon to provide Li Duo.

Calculated at the annual interest rate of 5.40%, and repaid in the form of equal principal and interest. Loan 10 year, with fixed monthly repayment of 2 160 yuan. In 65,438+00 years, a total of 259,275 yuan was repaid, including 200,000 yuan in principal and 59,275 yuan in interest.

How much is the first home loan of 300 thousand for 30 years?

The following is calculated according to the general interest rate and equal principal and interest.

Commercial loans:

Total loan: 300,000 yuan, total repayment: 72,265,438 yuan +056 yuan, paid interest: 42,265,438 yuan +056 yuan, and monthly repayment: 2005.99 yuan.

Provident fund loan:

Total loan: 300,000 yuan, total repayment amount: 573 185 yuan, paid interest: 273 185 yuan, and monthly repayment amount: 1 592. 18.

What is the annual interest rate of the first home loan of 23000 1o 4 and 9 months?

Waiting amount for debt service

The total loan is 230,000 yuan.

The total repayment amount is 29 1393+0 yuan.

Pay interest 6 1393+0 yuan.

The loan period is 120 months.

The monthly repayment is 2428.28 yuan.

20 17 how much is the first home loan of 380,000 yuan?

To try out the loan information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment.

If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.

Bought the first home loan of 270 thousand. How to calculate the annual interest rate of the loan for 20 years? How much is the monthly loan?

1. For commercial loans, 202 1 yuan will provide 270,000 yuan for 20 months.

2. For provident fund loans, the monthly payment of 270,000 yuan is 1.708438+0.5 yuan.

3, mixed loans should be calculated according to the actual plan.

How much is the monthly payment of 250,000 yuan for the first suite 15?

The monthly payment is: 2096438+06 yuan.

The total interest is 127308.7 yuan.

Hope to adopt!

1 0.8 million1how much is the monthly first home loan? What is the total repayment amount?

At present, the benchmark "annual interest rate" of individual (RMB) loans for more than five years announced by the People's Bank of China is 4.9% (the specific loan interest rate you can apply for will be reviewed and confirmed by the handling bank). According to the benchmark interest rate, the total interest of "matching principal and interest repayment" is 48,047.17 yuan, and the monthly payment is 65,438+0,900.39 yuan. The total interest of "equal principal repayment" is 44,467.5 yuan, and the monthly payment is decreasing month by month.

If you need a trial calculation, you can go to the homepage of China Merchants Bank and click "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation.

How is the bank mortgage interest rate calculated?

The bank's mortgage interest rate is calculated according to the latest LPR (loan market quotation). For example, if the LPR for five years or longer is 4.60%, and the bank increases by 65,438+000 basis points, if the customer applies for a mortgage loan for five years or longer, the interest rate will be 5.6%.

Under normal circumstances, the added value will not change after being determined, but the value of LPR will be recalculated once a month, so LPR directly determines the rise and fall of the customer's mortgage interest rate. When the market interest rate is lowered, the mortgage interest rate will also fall.

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Which method is cost-effective for mortgage repayment?

1. It is reported that equal repayment of principal and interest means that the sum of the principal and interest of the loan that the borrower should repay every month is equal, and the principal is repaid first and then more, and the interest is repaid first and then less. It is characterized by a balanced repayment pressure ratio during the loan period, which is suitable for borrowers who are short of funds in the early stage.

2. Matching principal repayment means that the borrower's monthly repayment of loan principal is equal, and then the interest payable decreases with the decrease of loan balance, and the sum of monthly repayment of loan principal and interest paid decreases month by month. This repayment method has relatively high repayment pressure at the initial stage, but it decreases year by year with the repayment time, and the total amount of interest paid is relatively small, which is more suitable for borrowers who have abundant repayment funds in the previous period but have predicted that their future income will decrease.

3. Whether it is the equal principal and interest repayment method or the average capital repayment method, the calculation method of interest is that the principal amount borrowed by the buyer from the bank is multiplied by the corresponding monthly interest rate (agreed annualized interest rate/12 months) to calculate the interest to be repaid to the bank in the current month. In other words, the interest rates of the two different repayment methods are actually the same, which is caused by the different principal borrowed by the buyers in different months. If you borrow more principal, you will have more interest to pay back; if you borrow less principal, you will have less interest to pay back.

250,000 mortgage, 20 17 and 25 15, how much should I pay back each month?

At present, the benchmark annual interest rate of personal (RMB) loans for more than five years announced by the People's Bank of China is 4.9% (the specific loan interest rate you can apply for will be reviewed and confirmed by the handling bank). According to the benchmark interest rate, the total interest of "equal principal and interest repayment" is 1035 17.4 yuan, and the monthly repayment amount is 1963. The total interest of "equal principal repayment" is 92,385.42 yuan, and the monthly payment is decreasing month by month.

If you need a trial calculation, you can go to our homepage and click "Financial Calculator"-"Personal Loan Calculator" on the right to make a trial calculation.

20 17 how to calculate the loan amount of Qingdao housing provident fund?

20 17 Qingdao housing provident fund loan amount

(1) The loan amount is calculated according to the repayment ability.

The calculation formula is: loan amount = borrower's monthly contribution salary base × repayment ability coefficient × 12× spouse's monthly contribution salary base × repayment ability coefficient × 12× calculation period of the line.

1, and the "repayment ability coefficient" in the formula is 30%;

2. The term "calculation period of the quota" in the formula means that the date when the loan applicant and his spouse apply for a loan is 5 years from the statutory retirement age (65 years for men and 60 years for women), and the maximum calculation period of the quota is not more than 30 years.

(2) The loan amount shall be calculated as multiple of the normal deposit balance in the provident fund account.

1, calculated according to 15 times of the normal deposit balance of the provident fund account when the loan applicant and spouse apply for a loan, and at the same time set the starting point of the account balance at 5,000 yuan. If the account balance is less than 5,000 yuan, it shall be calculated as 5,000 yuan;

Apply for affordable housing loans, according to the borrower and spouse to apply for loans at the time of 20 times the normal balance of the provident fund account, at the same time, the starting point of the account balance is set at 6.5438+0 million yuan. If the account balance is less than 6,543,800 yuan, it shall be calculated as 6,543,800 yuan.

2. The normal deposit balance of the loan applicant and spouse's provident fund account is determined by Qingdao Housing Provident Fund Management Center, and the abnormal deposit of housing provident fund is not included in the normal deposit balance.

(3) The loan amount calculated according to the prescribed proportion.

1. When buying a new house, the loan amount shall not exceed 80% of the total house price (excluding supporting fees and decoration fees, etc.). ) (that is, the down payment ratio shall not be less than 20% of the total house price); The loan amount of the second provident fund shall not exceed 80% of the total house price (that is, the down payment ratio shall not be less than 20% of the total house price).

2. If you buy a second-hand house, the maximum loan amount shall not exceed 60% of the total house price (age 10), and the down payment ratio shall not be less than 40% of the total house price; If the house age exceeds 10 year (excluding 10 year), the house age will be increased by 5 years, and the down payment ratio will be correspondingly increased by 10%. The loan amount of the second provident fund shall not exceed 40% of the total house price (that is, the down payment ratio shall not be less than 60% of the total house price).

The total amount of the re-traded housing is assessed by the real estate appraisal agency recognized by Qingdao Housing Provident Fund Management Center, and the lower of the assessed value and the housing transaction price is determined.

Maximum loan amount determined by Qingdao Housing Provident Fund Management Committee

If the loan applicant and spouse meet the conditions for applying for loan deposit, the maximum amount of provident fund loan for purchasing new houses is 600,000 yuan, and the maximum amount of provident fund loan for purchasing re-traded houses is 350,000 yuan; If the loan applicant only meets the requirements for applying for loan deposit, the loan amount shall not exceed 60% of the maximum loan amount, that is, the maximum amount of provident fund loan for purchasing a new house is 360,000 yuan, and the maximum amount of provident fund loan for purchasing a re-traded house is 2 1 10,000 yuan.

Does anyone know? Loan 400 thousand to buy a house. Thirty years. How much is the interest? How to calculate.

Does anyone know? Loan 400 thousand to buy a house. Thirty years. How much is the interest? How to calculate.

The total interest is 5 1.49 million yuan.

Calculation result

Average monthly repayment: 254 1.44 yuan.

Interest paid: 5 149 18. 19 yuan.

Total repayment: 9 149 18. 19 yuan.

Buy a house of 390,000 yuan, with a down payment of 6.5438+0.7 million yuan and a loan of 30 years. What are your interests?

The loan interest rate of each bank is different. You can consult many banks in your area. Please _ _ accept "

How much interest do you need if you borrow 400 thousand to buy a house and pay it back in 20 years?

Matching principal and interest method: loan principal: 400,000 yuan, assuming annual interest rate: 4.900%, loan term: 20 years, monthly repayment amount of principal and interest: 26 17.78 yuan, total repayment amount: 628,267.2 yuan, * * interest payable: 228,267.2 yuan. The interest paid in 1 month is:1633.33; The first 1 month principal repayment is: 984.45; Since then, the monthly interest repayment amount has decreased and the principal has increased.

Loaned 400,000 yuan to buy a house, with interest of 4%. The loan is 30 years, how much will it be repaid in one month?

Waiting amount for debt service

The total loan amount is 400,000.

The total repayment amount is 687,478.03 yuan.

Pay interest of 287,478.03 yuan.

Number of months of loan: 360 months

Average monthly repayment 1909.66 yuan.

The house loan is 290,000 yuan, and the interest is 4.66. How can it be counted as 20 years?

Residents in China who have reached the age of 18, have full capacity for civil conduct, have a good reputation, and have a legal and stable source of income, as well as foreigners who live legally in China, can apply to the issuing bank for a personal postal savings credit card with valid identity documents recognized by the public security department and other supporting documents or materials designated by the issuing bank. Personal card holders can apply for supplementary cards for designated persons who have reached the age of 16 when handling the main card.

Buying a house, I want to borrow 300 thousand yuan and pay it off within three years. How to calculate the interest?

Hello, the loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets. If you want to know the benchmark interest rate information of the current loan, please open the following website (:cmbchina. /cmbwebpubinfo/cdrate.aspx？ Chnl=cdrate) Take a look.

If you want to calculate the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq, try to use the benchmark interest rate of the current loan to calculate the monthly payment.

(If you have any other questions, I suggest you consult "Customer Service Online": forum. cmbchina。 /CMU/icslogin.aspx？ From=Blogincmu=0. Thank you for your attention and support! )

How much is the interest on the house loan?

The benchmark interest rate of 4.35% will rise.

Personal housing commercial loan process

First, the basic conditions of commercial housing mortgage loans

1, the borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan;

2. The purchased house is located in a town (including urban area, county town and big market town), and in principle it is the borrower's current residence or place of work and business;

3. Has signed a commercial housing sales contract with the developer, and paid the down payment ratio stipulated by the bank according to the personal credit situation, with a minimum of more than 30%;

4. The loan amount is determined according to the borrower's credit status, occupation, education level, repayment ability and the liquidity of the purchased house.

5. Agree to apply for mortgage registration of pre-purchased commercial housing first, and promise to use the purchased housing as loan collateral, and re-apply for mortgage registration after the purchased housing is completed and the property right certificate is obtained;

Secondly, information must be provided.

1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached);

2. The commercial housing sales contract signed by the purchaser and the company;

3. 1 Original and photocopy of advance payment receipt for 30% or more of the house price;

4. Proof of income of the purchaser (provided by the bank and placed in the sales office);

5. If the borrower is a legal person, it shall carry a valid Business License for Enterprise as a Legal Person or Business License for Enterprise as a Legal Person, identity certificate of legal representative, financial statements and loan card. If it is a joint-stock enterprise, it is also necessary to provide the company's technical articles of association and the certificate that the board of directors agrees to mortgage;

6. The developer's collection account number is 1 copy.

I bought a house with a loan of 800 thousand yuan and took it for 30 years. What is the interest after three years?

In the personal housing loan handled by our bank, the amount of "prepayment" is divided into two parts: 1, the principal repaid in advance; 2. Interest on prepayment of principal during the period from the previous repayment date to the prepayment date.

You can use the loan calculator on the home page to make a trial repayment. Please confirm the specific repayment information through the handling bank or call the customer service hotline (8:30- 18:00 on working days).

1.75 million housing provident fund loan 30 years interest?

First, the topic is not established.

Second, take Beijing as an example: (Beijing's provident fund loan amount is very high in the country)

1. Under normal circumstances, the single maximum amount of Beijing housing provident fund loan is 800,000 yuan.

2. The housing provident fund will give priority to meeting the loan demand for purchasing the first self-occupied housing on the premise of ensuring the withdrawal of paid employees. From 20 1 5,65438+10,1,the loan applicant purchases policy-oriented housing or the first self-occupied housing with a construction area of 90 square meters or less, and the maximum loan amount is adjusted to1.2000 yuan, and the maximum loan amount is still 800,000 yuan for non-policy housing or the second housing with a construction area of 90 square meters or more.

Third, every city has a cap on provident fund loans. At present, the maximum personal provident fund loan in Beijing and Shanghai can only reach 6.5438+0.2 million, so it is impossible for the provident fund loan to reach 6.5438+0.75 million. The commercial loan of 654.38+0.75 million is ok, but the commercial loan is not capped.

20 17 house loan10.7 million, including interest, how much should I pay back?

Matching principal and interest method: loan principal: 65,438+0,700,000, assuming annual interest rate: 4.900% and loan term: 30 years; Monthly repayment of principal and interest: 9022.35 yuan, total principal and interest repayment: 3248046 yuan, * * interest payable: 1.548046 yuan. The interest paid in 1 month is: 6941.67; The first 1 month principal repayment amount is: 2080.68; Since then, the monthly interest repayment amount has decreased and the principal has increased. (without considering the adjustment of interest rate in the middle)