Changsha City 2017 how to calculate the early retirement salary of freelancers

When a freelancer pays pension insurance, he pays 20% of the base, of which 40% goes into the personal account. For example, if you pay according to the base of 3000, you pay 7200 per year, of which 2880 into the personal account. Assuming 15 years of payment, the personal account is 43,200 yuan.

The pension is calculated as follows:

Monthly pension

=base pension+personal account pension

=province's last year's average monthly salary of on-the-job workers×(1+my average contribution index)÷2×years of contribution×1%+personal account storage amount÷months of payment

(my average contribution index 0.6-3) Between 0.6 and 3, generally freelancers are paid according to 0.6; the number of accrued months is 195 for retirement at age 50, 170 at age 55, and 139 at age 60).

Assuming retirement at age 60, the province's average monthly salary of on-the-job workers in the previous year was 4,500

Monthly pension

=4,500×(1+0.6)÷2×15×1%+43,200÷139

=540+310

=850 yuan

These are annual increases.