How to use the balance of Xuzhou medical insurance card to pay social security for family members?

How to use the balance of Xuzhou medical insurance card to pay social security for family members?

The balance of Xuzhou medical insurance card cannot be directly used to pay social security for family members. However, you can use the balance of the medical insurance card to pay medical expenses for your family in the following ways:

Direct payment: use the medical insurance card to pay medical expenses directly for family members in medical institutions or pharmacies. This is the simplest method, but it is limited to medical expenses.

Family * * * economic account: Xuzhou medical insurance card supports the establishment of family * * * economic account, and the funds in personal account can be transferred to family * * * economic account for family members to use. Family members can use the funds in the family economic account to pay for medical expenses when seeking medical treatment or purchasing medicines.

Buy commercial insurance: you can consider buying some commercial insurance, such as supplementary medical insurance or medical insurance, to help your family reduce the medical burden. These insurances usually provide certain protection and are used in designated medical institutions or pharmacies.

To sum up:

There are many ways to use the balance of Xuzhou medical insurance card to pay medical expenses for family members, including direct payment, family account and commercial insurance. You can choose the payment method of medical expenses that is most suitable for your family according to the actual situation.

Legal basis:

Article 32 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the personal account balance can be inherited. "

Article 22 of the Regulations on Social Medical Insurance in Jiangsu Province stipulates: "The part of the medical expenses of the insured who should be paid by the basic medical insurance fund shall be directly settled by the medical insurance agency, designated medical institutions and designated retail pharmacies."