Which grade of social security payment is cost-effective?

The amount of social security contributions varies from person to person. The higher the contribution, the better the benefits you enjoy after retirement.

The following is the social security contribution ratio of Shenzhen 202 1:

1, endowment insurance

Shenzhen hukou: the unit pays 14%+ 1%, and the individual pays 8%;

Non-Shenzhen hukou: the unit pays 14% and the individual pays 8%.

2. Medical insurance

The first file: the company pays 6%+0.2% (non-enterprise unit), 5%+0.2% (enterprise unit), and the individual pays 2%;

The second file: 0.5% for the company+0.1%for the individual;

The third gear: the unit pays 0.4%+0.05%, and the individual pays 0.2%.

3. Maternity insurance

The unit pays 0.45%, and the individual does not.

4. Work injury insurance

The unit pays 0.14%-1.14% according to the industry category, and the individual does not pay.

5. Unemployment insurance

The unit pays 0.7% and the individual pays 0.3%.