How to buy supplemental medical insurance

Supplementary medical insurance can be purchased in the following ways:

1. Individual purchase: Supplementary medical insurance can be purchased through insurance companies or insurance agencies. Individuals purchasing supplemental medical insurance are generally required to fill out an application form and provide proof of identity and other relevant documents, such as ID cards, household registers, social security certificates and so on. Different insurance companies may have different insurance products and terms and conditions, so you need to choose the right product and coverage plan according to your own situation;

2. Purchase by the unit: Some enterprises, institutions or government agencies will purchase supplemental medical insurance for their employees, and the employees can enjoy the benefits of the unit-purchased medical insurance. Different units may have different medical insurance plans and terms, so you need to know the details and apply in time;

3. Social group purchase: Some social groups, organizations or associations also purchase supplementary medical insurance for their members, and the members can enjoy the benefits of group-purchased medical insurance. The medical insurance program and terms of insurance may vary from one group to another, so you need to know the details and apply in time.

The conditions required to pay for medical insurance are as follows:

1. Possessing valid identification documents: Participants need to possess valid identification documents, including ID cards, passports, household registration books, etc., in order to register for medical insurance and record personal medical information.

2. Stable Occupation or Employment: Participants need to have a stable occupation or employment relationship, including employees, freelancers, self-employed businessmen, etc., in order to calculate and pay the health insurance premiums in accordance with the regulations.

3, age eligible: the age of the participants need to comply with the provisions of the local health insurance department, in general, the health insurance applies to the age of 16 to 60 years of age, but there are some areas and circumstances of the age range of the adjustment.

4. Payment of health insurance premiums: Participants are required to pay health insurance premiums in accordance with the regulations, and the standard and method of payment may vary by region and policy. In general, the medical insurance fees are paid by the participants and the unit **** the same, the specific proportion is set by the local government or the medical insurance department.

In summary, there may be differences in different regions and types of medical insurance systems, and specific conditions and regulations for participation need to be checked and understood according to local policies and systems. At the same time, when enjoying the benefits of health insurance, participants need to operate in accordance with the regulations and provide true and effective personal information and medical vouchers in order to enjoy the corresponding rights and interests of health insurance.

Legal basis:

Article 27 of the Social Insurance Law of the People's Republic of China

Individuals who have participated in the basic medical insurance for employees and have made contributions for a total of up to a prescribed number of years by the state when they reach the legal retirement age shall not pay any more basic medical insurance premiums after their retirement, and they shall enjoy basic medical insurance benefits in accordance with the provisions of the state; and those who have not yet reached the prescribed number of years by the state can Contribute to the state prescribed years.