Does the company need to check the credit information when paying five insurances and one gold?

No need. Personal credit records are mainly problems of banks, while five insurances and one fund are mainly problems of social security and provident fund. There is no need to check the credit information during the payment of five insurances and one gold, but the provident fund in five insurances and one gold can be found in the personal credit information.

Five insurances and one gold have nothing to do with credit reporting. As long as there is a labor relationship with the employer, the employer needs to pay five insurances in accordance with the regulations. As for personal credit records, mainly at the time of loan, banks will check and evaluate the risks before deciding whether to approve the loan.

The credit inquiry method is as follows:

(a) my enquiry

1. You can bring your original valid ID card to the credit inquiry hall of the local people's bank for relevant inquiry and printing procedures.

2. Bring my original valid resident ID card to the self-service inquiry outlet of personal credit report of commercial bank designated by China People's Bank.

(2) Entrusting others to inquire.

The agent needs to bring the original and photocopy of the valid identity documents of the principal and the agent, and the original notarial certificate authorized by the notary office to the inquiry hall of the local people's bank for credit information business.

(3) Online inquiry

Please visit official website, Credit Information Center of People's Bank of China for quick inquiry.

Legal basis:

Social insurance law

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.