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Minimum standard of "five insurances and one gold"
Legal analysis: according to the minimum payment ratio of five insurances and one gold and the minimum payment base of five insurances and one gold, the payment cost of five insurances and one gold is calculated. Five insurance payment ratio: endowment insurance: company 14%, individual 8%; Medical insurance: company 1 1.5%, individual 2%; Unemployment insurance: 2% for the company and 0/%for the individual/kloc; Maternity insurance: the company 1.2%, and the individual does not bear any expenses; Work-related injury insurance: 0.8% for the company, and the individual will not bear any expenses. The housing accumulation fund consists of two parts, one part is paid by the unit where the employee works, and the other part is paid by the individual employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit. The provident fund depends on the standards of various localities and enterprises.
Legal basis: Article 70 of the Labor Law of People's Republic of China (PRC) The state develops social insurance and establishes social insurance system and social insurance fund, so that workers can get help and compensation when they are old, sick, injured at work, unemployed and have children.
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