Deductible of $10,000 is pre-social security or post-social security

The $10,000 deductible is post-Social Security. Generally speaking, if you need to use commercial medical insurance to reimburse medical expenses, you need to deduct the medical expenses that have been reimbursed using social security, serious illness insurance and other medical insurance, and then deduct the deductible amount stipulated by the commercial medical insurance itself, and the remaining reimbursement according to the ratio agreed in the insurance contract.

To give a simple example, Li has social security and commercial medical insurance with a 10,000 deductible. So, if Lee is hospitalized for an illness and incurs 50,000 inpatient medical expenses, he will be reimbursed 35,000 by Social Security, and then reimbursed by the commercial medical insurance, which will require a deduction of 35,000, so that the remaining 15,000 will not be reimbursed, and after the deduction of 10,000, the commercial medical insurance will also reimburse the remaining 5,000 in accordance with the ratio of the insurance contract.