How did the medical insurance money for the social security card come from?

The medical insurance money of social security card mainly comes from two parts: individual payment part and unit payment part.

First of all, individual contributions are medical insurance expenses paid by employees according to a certain proportion, which are accounted into individual medical insurance accounts. For on-the-job employees, medical insurance expenses will be paid in accordance with the prescribed proportion every month, and these expenses will be directly included in the personal medical insurance account. In addition, when freelancers or other individuals pay employee medical insurance, they will also transfer part of the expenses to personal medical insurance cards according to the legal proportion.

Secondly, the unit payment part is the medical insurance premium paid by enterprises and institutions for employees according to a certain proportion. These expenses will be included in the medical insurance pooling fund to pay medical insurance benefits, but will not be directly included in the personal medical insurance account.

The query method of social security card account balance is as follows:

1, medical insurance designated pharmacies and hospitals. The insured person can directly hold the social security card to the designated pharmacy or hospital for medical insurance. Generally, when using social security cards for consumption, you can see the balance of social security cards on the small tickets issued by designated pharmacies or hospitals;

2. Service hotline inquiry. Call the service hotline 12333, and then follow the voice prompts to check the balance of the social security card account;

3, social security website query. Nowadays, social security bureaus in many cities have their own websites. The insured person needs to log in to the local social security network, and then can check the account balance on the social security details page.

To sum up, the medical insurance money of social security card consists of individual payment, unit payment and individual account interest. These funds are mainly used to pay for personal medical expenses, including outpatient treatment and drug purchase. At the same time, the funds in the medical insurance account belong to the insured. If you don't use it, it will always be in your account, but you can't take it out at will. You must meet certain extraction conditions before you can use it.

Legal basis:

People's Republic of China (PRC) social insurance law

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Employers and individuals pay social insurance premiums according to law. The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.